The IFRS Accounting Engine You Can Build On
FincoLedger is a compliant double-entry accounting core — run it as your books, or embed it as the financial engine behind your POS, ERP, or industry platform. Business events post the correct ledger entries automatically, so the general ledger stays accurate without manual journals.
A Complete Accounting Engine
Not just another accounting system. FincoLedger serves as a pluggable financial engine — industry-specific business events automatically generate the correct ledger entries, so every module speaks the language of IFRS.
General Ledger & Journals
Full double-entry journal engine with draft/approve/post workflow, state machine transitions, multi-currency FX, and automated journal numbering.
Accounts Receivable
Customer management, sales invoices, receipt allocation, and aging reports. Auto-posts GL entries (DR Receivable / CR Revenue) on invoice posting.
Accounts Payable
Vendor management, purchase bills, payment allocation, and aging reports. Auto-posts GL entries (DR Expense / CR Payable) on bill posting.
Inventory & Valuation
Multi-warehouse stock tracking with receipt, issue, transfer, and adjustment movements. FIFO/Weighted Average valuation with real-time GL integration.
Bank Reconciliation
Import bank transactions, auto-match with posted journals, and complete reconciliation sessions with balance validation.
Financial Reports
Trial Balance, Income Statement, Balance Sheet, General Ledger, Aged AR/AP, and Inventory Valuation — all with CSV export and statement mapping.
Budget Management
Create per-fiscal-year budgets with account-level line items. Draft, approve, and lock workflows with variance tracking.
Fiscal Periods & Year-End
Manage fiscal periods with open/closed/locked states, DB-enforced no-overlap constraints, and automated year-end closing journals.
Role-Based Access Control
8 built-in roles, 105 granular permissions, and per-user allow/deny overrides. Every action gated by middleware-enforced permission checks.
Full Audit Trail
Every transaction, approval, and state change is logged with actor, timestamp, IP address, and before/after snapshots for complete accountability.
Multi-Currency Support
Base currency locking, exchange rate management with inverse-pair fallback, and automatic FX rate population on journal entries.
IFRS Chart of Accounts
Pre-built IFRS-SMB templates (General & Retail) with topological sorting, contra accounts, and one-click template application.
An Accounting Engine Other Systems Plug Into
Keep your operational software focused on its domain. FincoLedger turns the business events it emits into correct, IFRS-aligned journal entries — so the books stay right without anyone writing manual journals.
Emit an event
Your system reports what happened: a sale, a purchase bill, an end-of-day shift close.
Map to a journal
Configurable posting rules translate each event into the correct double-entry journal.
Post with traceability
The entry posts to the tenant's ledger, linked back to its originating record so every number is auditable to its source.
A POS posts an end-of-day sales summary; an ERP posts purchase and payroll events — each system stays in its own lane while the ledger stays correct.
Integration is over a REST API.Built for IFRS from the Ground Up
FincoLedger is not a retrofit — IFRS compliance is embedded in every layer of the system, from the chart of accounts to financial statement generation.
View Full Compliance OverviewBuilt to Scale Cleanly
A dual-application design built for growing businesses — separating identity management from business operations, with security and scalability at every layer.
Portal (Identity Provider)
- Sole authentication provider — no password login in Console
- User registration, login, and password management
- Tenant/company registry and membership roles
- Secure one-time session handoff with expiry and replay prevention
- Demo mode with password-free role picker for reviewers
Console (Accounting Engine)
- Full accounting operations scoped to tenant schema
- GL, AR, AP, Inventory, Bank, Budget, and Reports modules
- Per-tenant PostgreSQL schema isolation (not row-level filtering)
- RBAC with 8 roles and 105 granular permissions
- Independent audit trail with before/after snapshots
Security by Design
Every architectural decision prioritizes data isolation, replay prevention, and redirect safety.
One-Time Session Handoff
Cross-app sign-in uses single-use, short-lived handoff tokens bound to the originating session and device. Tokens cannot be replayed or reused.
Open Redirect Prevention
Post-login redirects are cryptographically bound to your session, so they can't be tampered with or pointed at an external destination.
Schema Isolation
Each tenant operates in a dedicated PostgreSQL schema. Cross-tenant access is impossible at the database connection level — not filtered, but physically separated.
Defense-in-Depth RBAC
Every request and background job is checked against your tenant context and permissions. Unauthorized access is blocked and the session is ended.
Try It Yourself
Explore a fully-seeded demo environment with sample customers, vendors, invoices, bills, inventory, and posted journals. Pick a role and start exploring — no signup required.
8 roles available: Owner, Admin, Accountant, AP Clerk, AR Clerk, Manager, Auditor, Viewer
Launch Demo